Investing (Unifimoney)

Enjoy all the perks of modern banking, including a mobile banking app that lets you make investments on the fly.

  • Trade stocks, ETFs, crypto, and even precious metals ETFs
  • Manage banking and investing in one secure platform
  • Choose your investing style — active trading or hands-off with our Robo platform

If money grew on trees, Mainers would be forest bathing daily. Instead, we’ve teamed up with Unifimoney to bring powerful digital investing tools straight to your online and mobile banking experience.

Whether you’re new to investing or actively trading, you’ll have everything you need to grow your wealth—all in one place. Buy stocks, ETFs, crypto, and even precious metals ETFs — all from one simple, secure platform. No extra apps. No added hassle. Just seamless investing at your fingertips.

Start investing the easy way—only with Dirigo Federal Credit Union + Unifimoney.

Use this step-by-step guide to set up your investment accounts.

Need help along the way? Reach out to Unifimoney at appsupport@unifi.money.

Before creating your account, you’ll need to review and agree to Unifimoney’s Terms and Conditions, including important legal disclosures and information on investment advisory services. You’ll need to:

  • Read through the Terms & Conditions during sign-up
  • Consent to electronic signatures and communications

Start building your profile by providing some basic personal details, including:

  • Full Name
  • Date of Birth
  • Social Security Number (SSN) or Tax Identification Number (TIN)
  • Contact details (email, phone number, and home address)

To comply with financial regulations, Unifimoney requires three pieces of basic employment information:

  • Employer name
  • Occupation
  • Employment status

Select the type of financial account(s) you want to open from these options:

  • Robo-advised
  • Self-directed Stocks & ETFs
  • Cryptocurrency Account
  • Precious Metals ETFs

Decide whether you want to manage your own investments or let Unifimoney handle them automatically. Choose from:

  • Robo-advisory for a customized, automated portfolio based on your risk tolerance
  • Self-directed, which lets you take full control of your own investments

Help Unifimoney understand your financial goals and comfort level with investment risk. You’ll need to consider your:

  • Short- and long-term financial objectives
  • Willingness to accept risk in pursuit of returns

Based on your answers, Unifimoney will suggest an investment strategy that fits your risk profile and offers:

  • A recommended portfolio (Conservative, Moderate, or Aggressive)
  • The ability to adjust or confirm your investment approach

Simplify investing by setting up automated deposits from your account. You’ll need:

  • Your Dirigo account information
  • Amount and frequency of recurring deposits

Review everything and submit your application for approval. You can expect:

  • A quick verification process (potentially asking for additional documentation)
  • Email confirmation once your account is approved
  • Instructions for funding your account and getting started with investing

Disclosures

Unifimoney RIA QOBZ, LLC and Dirigo Federal Credit Union are not affiliated. Investment products offered through Unifimoney RIA QOBZ, LLC are not insured by the FDIC or NCUA, are not deposits or obligations of the financial institution, and may lose value. Unifimoney RIA is an SEC-registered investment advisor. Banking services are provided by First Fidelity Bank, Member FDIC. Brokerage services by Apex Clearing & Custody, Inc., member FINRA/SIPC. Cryptocurrency services are provided by Gemini Trust Company, and digital assets are not FDIC or SIPC insured. Precious metals offered via GBI are also not insured or guaranteed by any bank. Not all products are suitable for all investors. For full disclosures, visit www.unifimoney.com/legal unifimoney.com/legal. Review our Form CRS and ADV filings for more information.